Free First Time Buyers Guide

Get Your Free First Time Buyers Guide!

Mortgage Intelligence has created an 8 step First Time Buyers Guide to help you overcome the stress of purchasing your first home. We want you to have access to the information so you can get approved easily!

Free first time home buyers guide

Simply fill in the form below and we will email your copy on the next business day!

Is An Error Destroying Your Credit?

Your Credit Could Be Destroyed By A Simple Error!

As an experienced Mortgage Agent I have seen many different Credit reports.  There have been times when a client has come to us to be pre-approved and there is incorrect information on their file.   Until it is repaired, they cannot go forward with a mortgage.

The errors can come in the way of:

  • A collection that is not yours
  • An account that is paid but shows it is in arrears
  • Someone else’s information on your bureau.

Whatever the case may be there is usually a way to fix it.

First you must collect all the documentation to prove that your credit is clean.

Then have your proof of identity ready to share with the Credit Bureau.

Contact them with the information and give a full explanation of the error and why you believe it should be corrected.

For Equifax:  http://http://www.consumer.equifax.ca/

For Transunion:     http://www.transunion.ca/

It can take time to make a correction but it can be done.  If you are in the process of trying to obtain a mortgage and it becomes clear that there is an error on your credit bureau w are ready to help you clear it up and get the mortgage that you want.

We’re available to offer you great mortgage solutions even if you have a credit issue.

         See how we have helped many other clients.  Check out our reviews on Facebook!

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Which is better: Term life or Mortgage Insurance?

Term Life or Mortgage Life Insurance?

What’s the best option?

 

A new home for your family is considered to be your biggest purchase of your entire life. This big step in life also comes with a very big question attached “What’s the best way to protect your investment if you die?” There is a two part answerterm life vs Mortgage life Insurnace to this question. The first part being you need to insurance, but the bigger question is which type of insurance do you need? There is Mortgage Insurance or Term Life Insurance.

Understanding the differences between the two is very important but is overlooked sometimes.

This article may be viewed in it’s entirety at TheStar.com

Every Canadian deserves a home they can call their own.

Let “Your Durham Mortgage Solutions Team” help you with a low rate solution!

apply online now

Is Your Privacy At Risk?

Mortgage Intelligence Protects Your Privacy.

Here at Mortgage Intelligence Oshawa, your privacy is of the utmost importance to us!

We collect very personal data from our clients for the purposes of attaining mortgage approvals for them.  This means we have a phenomenal responsibility to each of them.

This week an article appeared in the Toronto Star about the breach of privacy in handling the files of mortgage clients.  We want to assure you that when dealing with our office, you will never see another client’s information, and that means no one will ever see yours!

We work in a highly organized environment making sure that files are all housed in cabinets and they are stowed away each evening.  We never have files in plain view of anyone who comes into our building.  As a mater of fact, we only have the files we are actively working on at our desks.  All others are in appropriate file cabinets.

protecting your privacy

We also have a security system in our building.  The alarm is on at all times when we leave the building. We have a voice communication alarm system for added security. The police would be called right away if there should ever be a problem.

We use a secure intranet connection to transfer data from our on-line application to our mortgage software.  It is controlled by Mortgage Intelligence and Filogix and meets the highest standards for client privacy.

We encourage you to ask questions when you look for a mortgage. Does the person taking your information work from their home office? Do they have a security system?

If they are mobile agents, how do they make sure your information is safe if they leave your file in their car?

The incidence of identity theft is real and it’s growing faster then you can imagine!

Be safe, be sure!  Call “Your Durham Mortgage Solutions Team”.

Apply now to get a great Rate!

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10 Reasons to Use A Mortgage Broker.

 Mortgage Brokers have more solutions than ever!

Don’t let Mortgage Rule changes keep you from getting the mortgage you need.

Working Professional

10 Reasons To Use A Mortgage Broker

When to Recycle Electronics?

What To Do With Old Electronics???

recycle old electronics

Recycling in general helps to keep material that can be reused out of landfills, but it’s important to know where to recycle certain products after you are finished with them. “Your Durham Mortgage Solutions Team” would like to share this informative video about how to recycle your used or broken electronics.

Recycling Electronics – Deciding whether to repair or recycle electronics

Every Canadian deserves a home they can call their own.  Let “Your Durham Mortgage Solutions Team” at Mortgage Intelligence help you with a low rate solution! Apply today & save!

Reverse Mortgage – Could It Be Right For You?

  CHIP Mortgages(Canadian Home Income Plan)

Reverse Mortgages

As more Canadians reach retirement, they want to continue to stay in a home of their own rather than rent.  The “CHIP” (Canadian Home Income Plan) reverse Mortgage can help make it possible.  Reverse Mortgages have changed a great deal over the past year and may be a solution for you if you don’t have enough retirement income to stay in your home and maintain your lifestyle.

For details about this up coming mortgage solution for Canadian Seniors, You may be surprised at how it can become your solutions!

Contact us to discuss your options

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